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Whether you’re grabbing a quick burger or sitting down for a multi-course meal, there are cashback opportunities available at nearly every level of dining. By taking advantage of the right apps and tools, you can stretch your dining budget further without sacrificing taste or experience. Here’s how to earn while you eat—no matter your dining style.

Casual dining: Everyday meals, everyday savings

For many diners, casual chains are a go-to for convenience, comfort, and affordability. Restaurants like Panera Bread, Chipotle, and Buffalo Wild Wings offer not just loyalty rewards but also instant cashback when you use platforms like Fluz. You can buy a Panera Bread gift card online just before checkout and apply it immediately to earn cashback on the spot.

Fast food: Yes, you can earn here too

You don’t need a white tablecloth to earn cashback. Fast food favorites like Burger King and Taco Bell are available through apps that let you purchase gift cards in real time. These digital gift cards work just like plastic ones—and often come with cashback or bonus rewards when bought through apps like Fluz, Ibotta, or Rakuten.

Upscale dining: Cashback without compromising quality

Even fine dining restaurants are joining the digital rewards scene. For example, you can now earn cashback when you buy a Fleming’s Prime Steakhouse gift card from Fluz. Other premium options like Del Frisco’s Double Eagle Steakhouse and Fogo de Chão are available too, making it possible to enjoy high-end meals while still getting something back.

How to earn cashback across all dining types

  1. Use apps that support instant redemption. Fluz allows you to purchase a gift card for the exact amount of your bill and apply it immediately.
  2. Stack with restaurant loyalty programs. Most restaurants allow loyalty points to be earned even when paying with a gift card.
  3. Look out for bonus categories on your credit card. Many cards offer higher cashback rates for restaurants during specific months.
  4. Check your app for boosts. Fluz and other apps often offer limited-time cashback boosts at featured restaurants.

Dining doesn’t have to mean overspending

From fast food to fine dining, the opportunity to save is always on the table. By simply adjusting how you pay—and using tools like Fluz—you can turn routine dining into an easy way to earn rewards, whether you’re grabbing drive-thru breakfast or booking your next steakhouse reservation.