Dining out doesn’t have to mean missing out on savings. In fact, with the right tools, you can earn rewards or even cashback at many of your favorite restaurants—without changing where or how you eat. Whether you’re grabbing a burger on the go or sitting down for a family dinner, here’s how to turn your next meal into a smarter spend.
Use gift card apps that pay you back
One of the easiest ways to earn rewards when dining out is by paying with a digital gift card through a cashback app. Platforms like Fluz allow you to earn cashback with a restaurant gift card at popular spots including Chipotle, Shake Shack, and BJ’s Restaurant & Brewhouse.
Instead of pre-buying cards you may not use, Fluz lets you purchase a gift card for the exact amount due—right at the counter or table. You pay instantly, the restaurant accepts it just like any other gift card, and Fluz sends you cashback. No extra steps, no hoops.
Leverage restaurant loyalty programs
Major restaurant chains often offer their own rewards programs. These programs let you earn points or freebies over time just by ordering as usual. Some of the best include:
Sign up is free and most programs offer a welcome bonus or birthday reward.
Double up: use loyalty + cashback
Here’s where things get interesting. When you pay with a Fluz gift card and scan your restaurant rewards account, you’re stacking two different types of benefits: immediate cashback and ongoing loyalty points. Over time, this double-dipping approach can add up to serious value—even if you’re just ordering lunch.
Pay with rewards-enabled cards or wallets
If you’re using a credit card or mobile wallet that offers dining perks, you may also earn points, miles, or cashback just for using your regular payment method. For example, some Visa Signature and Mastercard World cards include restaurant cashback as part of their rotating categories. Check your card’s reward structure or your wallet’s perks before you pay.
Look out for bonus promotions
Many apps—including Fluz—offer limited-time cashback boosts at featured restaurants. Similarly, restaurant loyalty programs may run seasonal offers like double points or extra discounts for members. If you time it right, you could save more than usual on your next meal out.
Final tips for maximizing your rewards
- Always check the restaurant’s payment options—most accept digital gift cards.
- Use a notes app to keep track of loyalty logins and perks.
- Refer friends to cashback apps to get even more bonuses.
- Combine gift card purchases with promo days (e.g., Taco Tuesday or happy hour) to maximize value.
Dining out is about enjoyment—but that doesn’t mean you can’t enjoy smart savings too. With apps like Fluz, your next meal could pay you back.
